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Insurance for international students abroad

1. International students and membership in the Norwegian National Insurance Scheme
Membership in the Norwegian National Insurance Scheme entitles you to other rights according to the National Insurance Act should you find yourself in an emergency situation abroad.

Students who come to Norway as exchange students are not automatically enrolled in the National Insurance Scheme. As an international student studying abroad you should therefore contact NAV (the Norwegian Labour and Welfare Administration) to clarify the status of your membership.

2. Special regulations for students from the Northern region
You are a member of the Norwegian National Insurance Scheme if you are registered in Norway. If you are not a member, you will nevertheless have a right to insurance of medical expenses according to the National Insurance Act and you are not required to document this right with a health insurance card.

3. Students from EEA or Switzerland
If you are a citizen of an EEA country or Switzerland and are studying in another EEA country, you are entitled to health services within the EEA/Switzerland. In order to document a right to health services, you must present a European health insurance card. If you do not have a health insurance card from your home country, then you will need to secure other insurance which covers medical expenses which you may incur in Norway. As the name suggests, the European health insurance card is not valid outside of the EEA or Switzerland.

4. Students from countries outside of the EEA/Switzerland and staying in Norway for less than one year
If you are a citizen of a country outside of the EEA/Switzerland and will be in Norway for only one semester, you will not automatically be enrolled in the Norwegian National Insurance Scheme. However, you can apply for membership if you will be attending studies in Norway for less than one year and you otherwise have legal residence in the country.

5. Students from countries outside of the EEA/Switzerland and staying in Norway for more than one year
If you are living in Norway, you are, as a general rule, a member Norwegian National Insurance Scheme.
In order to be considered a resident, your stay in Norway must be, or be intended to be, at least 12 months. Membership requires that you have legal residence in Norway. When you move to Norway with the intention of remaining for at least 12 months, you will be considered a member as of your arrival date.

Summary
International students who are members of the Norwegian National Insurance Scheme but who will be studying abroad are not entitled to a HELFO card unless they are EEA or EU nationals.

With regards to additional insurance coverage beyond national insurance, the above mentioned recommendations and guidelines apply to international students in the same manner as is recommended to Norwegian students studying abroad.

Students who are not members of the Norwegian National Insurance Scheme are strongly encouraged to contact their insurance providers before studying abroad.

Note that as an international student it may be more challenging for you to obtain insurance than for Norwegian students. You may, for example, need to obtain insurance in your home country. 

Note! International students studying abroad are required to register online.

Staff participating in the exchange programme may in certain circumstances confirm whether students have received an online receipt for their online registration. Staff are required to contact the UiS crisis management and any relevant insurance providers if necessary.